Can you really negotiate rates?

Qin Xie dives into the debate about whether we should always ask for more cash

This is the third newsletter in the Money Talk takeover by Qin Xie. With a wealth of experience as a travel editor for national newspapers and as a freelance journalist, Qin has been setting light to inboxes this month with her sage advice for helping you manage your finances and earn better. Her newsletter, Money Talk, is a must-read for everyone tryin…